Labor is also one of the biggest expenses in real estate development and the high employment environment creates substantial cost escalation.

And if you are self-employed, they will need to see two years of tax returns showing stable (or increasing) income from the same field/profession. 

This data was then evaluated with regards to manufacturing jobs as a percent of the total workforce, employment growth, income growth, and home affordability.

These issues are often bought up in opposition to granting zoning variances.I had run into these problems and employed the use of "expeditors" who are often architects by trade, but not a requirement, and would help if they know local zoning officials who has their own unwritten rules unavailable to the public.It was many years that I used them, but they charged $150 to do a walk through back then and go into building codes as well as zoning issues.

A resident manager, provided that no alternative vacant unit is available for occupan-cy by a resident manager, except that where a building has an existing resident em-ployee-manager hired under an employee/employer agreement, who must reside on the premises as a condition of employment, who may not be under the protection of the RSO. 9.

I try to invest in the areas with good rental markets (employment and good schools).

If that's not an option, there are other loan types like a bank statement loan if you're self employed. 

If he's self employed, forget it. 

What new employers are coming to town?

Conventional lenders like good credit(650+ it seems, the higher the better), debt to income (keep credit cards under 15% utilized and make more than minimum payments), steady employment(2 years minimum).