If you are both vested in title to the real property, the owner of the real property, whom ever it may be, would bare the liability of the real property.The best defense against this liability is insurance first and then you could also look at vesting the property into a Limited Liability Corporation or similar as additional layers of liability protection.Another concept here which is being jumped over, if you are married your assets are joint by law through the marriage.

They are a bit old school, I go crazy at their conferences.  

Our ideal space would be small office/business friendly small office or suite type arrangement with shared facilities - conference room,kitchen, restrooms etc.  

And in fact all payments made are considered principal.There is no defense for breaking Usury laws its a slam dunk for the person who owes the money and a tough lesson for any lender..

Get a $5 Million umbrella policy, it will cost less than $500 a year, and don't do anything to get sued (don't have a handy man do electrical work, do respond if a tenant calls with a problem that could cause injury)Obviously a jury could award more than $5 Million in a suit, but to be honest, if you aren't doing anything wrong (you hide the fact that there was a gas leak, etc), chances of getting a verdict over that amount is very, very small, and the insurance company will pay for your defense (unless you hid that leaking gas pipe and 5 people were killed, then they will pay the $5 Million and tell you good luck)

The defendant had told me he had full documentation of his defense, however, he brought it all on his smart phone.

Tenant will also pay landlords attorneys fees and expenses even if the tenant initiates the litigation or in connection with the defense of any and all counterclaims or cross claims by tenant. in connection with disputes arising from the negotiation of a new lease or lease extensions and/or for any and all appeals.

But don't usually make all the monthly meeting.There is a big conference in mar 2-3

Also dont fail to realize that they themselves may be relying on this info from another source and actually that would be an easy defense

I have Than Merril's contact from networking, but he also posts Youtube 15 min. videos of all of his conferences, so you can learn from there as well.