If answer to my question#2 is a Yes then can I apply for GST/HST rebate at the end of the year when I file my taxes?

The term is kind of toothless anyway, because building code generally applies to when the property was built.

I don't recall the details but in some situations Fair housing does not apply. 

They mentioned I could apply for a variance but it’s costly and I may not be approved. 

I'm having trouble applying the BRRRR strategy because there is no increase in value to cash-out refinance.  

It eats into cash flow, we may have difficulty saving for our next down payment,, and I am worried that the large mortgage will affect our debt to income ratio when we apply for a loan for our next property.I am also concerned about paying too much for the property as there are no solid comps in the area. 

What I did was to apply for a full Broker's License and was granted that license from all my personal transactions I have done over 21 years.Thanks New York State!

This increases tenant cost and its unlikely they will apply.

I am sure this fact will also apply in your situation.

Let us know if any of the above apply and that might help us guide you in the right direction.