@Adam M.

@Adam Widdicombe I do still have a W-2 job yes.  

Thank you,Rene Montelonfo and Adam W.

@Adam M.

@Brian Adams first off let me say I really enjoyed the podcast you were on.

@Adam Parke commercial policies  are typically less expensive than personal lines options once you get to 5-10 locations, which you are.  

Not worth buying.As @Brian Adams and @Percy N. suggest, this is a relationship driven business grounded in best practices of thinking about the long game instead of a short term transaction mind set. 

Originally posted by @Adam Robinson:I'm of the opinion that this time is a little different, regarding home loans have been much tougher to obtain and there are not nearly the subprime mortgages as we had before. we will probably see a more traditional recession, slight slowing of economy the next downturn.The fact that so many subprime loans brought down the economy, give money to anyone who breathes, is NOT being repeated bodes well.But markets where the house prices are just so high compared to the wages.. there will be some downward correction.Always look at the median income to house price ratio.. some areas are extreme and are ridiculous.. bottom line, some areas are in a bubble, some are not, emerging tech hubs will be most insulated, such as Raleigh Durham, NC, Austin, Denver, Dallas, Portland, Charlotte, Charleston, SC, Nashville, Salt Lake City. 

Yep, what Adam Adam said.  

Sounds like @Adam Adams is right.