Then along comes someone you probably just met on Craigslist (which has these huge warnings in the Rental section about Scams), and then you get an email from something called "MySmartMove" which asks you to click and enter all sorts of personal information.Just as an FYI the start to finish rate on SmartMove is around 50-60% - meaning only 50-60% of people starting the form will finish it.It can go either way, but if I was not tech savvy that's what I would see.We are REI people are familiar with the various credit bureaus, with mySmartMove or the Experian product.

She said she thinks its a scam.  

Reasons:Many sellers don't really want to sell their propertyMany properties for sale e.g. turnkey properties are companies trying to sell people the idea that they will be better off going 'turnkey' and people don't want to and are not taking the bait.Many properties for sale are scams because there are thousands of real estate brokers who advertise properties that are not really for sale so they can draw in clients and try to sell them something else.

But shockingly not all Private Money Lenders are sneaky scam artists.

My belief is that if someone has to resort to this method of sneaky marketing, it must be a scam where someone is trying to trick me into giving them my voice so they can rip me off.http://www.information-age.com/think-you-speak-voice-recognition-replacing-password-123461752/If I don't recognize the caller, I don't answer the phone.

But in this case, the applicant mentioned a "lease option", and often the promoter (landlord here) of these is scamming and just interested in churning the unit to another lease option victim applicant.

Not to mention some of those classes and mentoring etc. are straight up scams. 

I read the comments section of the article and it amounted to half of the people screaming about scams and the other half shilling for the companies named in the article.Is it too good to be true? 

I refuse to do business in any part of Africa do to the scams going on.Not saying there are any in SA but there are a bunch in Nigeria and the surrounding countries so I just made it a rule I will not do any business all over there period.

A quick synopsis of this program says only the homeowner can take advantage of this.An excerpt from the article is as follows.quoteCalifornia, USA—July 17th 2009—California based The Loan Modification Foundation is standing alongside the federal government in the fight against loan modification companies operating scams against customers desperate for assistance trying to save their home.