In which case you need to ask yourself, do you know all the issues with this property and why do you think you could succeed in turning this property around where this operator has failed.

The opposite is also true where a lender will have an agent they recommend. 

I would recommend finding the top lenders in the area where you're buying and gaining a good understanding of their terms.

Who would you choose, what would you look for specifically and where would you look?

@Jose Almonte  In the multiple states, where we have rental houses, the tenants pay for all utilities, shovel the snow, mow the lawns, and take care of minor maintenace. 

I have 2 offers from lenders:1. from private lender which allows me to buydown interest rate (I can do 1-1 buydown) and rest money will be used towards closing cost (19k - 13k). where closing cost is 13k.2. from chase bank which allows me to use seller's credit towards closing cost and rest can go towards principal reduction.

We are very familiar with the area and have friends who live in the town, though we'd love to connect with anyone who has any experience or opinions on investing in this market... or experience doing furnished rentals in locations where there are peak seasons and offseasons.

You'll also hear people talk about cost segregation & depreciation, which are great, but not everyone is in a position where they can maximize the benefits of depreciation.Also bear in mind that it doesn't need to be either-or.

I have read some of the comments where some people offer referrals fees and practically take possession of the client. 

Would love to hear where others from the Bay Area are investing?!