foreclosure using sub2, paying cash to the lender to bring the mortgage current and prevent foreclosure.PJL: paying junior liens, short sale junior liens, not sure what happens to primary (sub2?).

Rule of thumb: posts by this person are inflammatory and have negative intentions not meant to help anybody.Conclusion: ignore these posts to preserve sanity and prevent hours of wasted time/effort.

This meant I couldn't move in and in order to prevent all of the plumbing from freezing we brought in a torpedo heater and I had to run that to heat the house for 2-3 weeks.

A trust is only to prevent probate, but it doesn't provide asset protection like some people claim.

At some point Fannie/Freddie prevent you from getting any more home loans under their guidelines.

My hypothesis is by sealing both sides of the air gap we can prevent moisture accumulation, while still providing a "conditioned space" below the floor.

If any so galled guru ever tells you that cash flow is money you can spend after PITI then walk away from them...fast.

I guess this whole process is to prevent the misuse of credit information.

If not for that she may have taken everything already) What would be the best solution to prevent that from happening?

So you want numerous backstops to prevent the fire sale of a property.You should also seek to constantly improve your own bank lending profile by maximizing your credit score, managing the rental income reported on your tax return to achieve the best possible debt ratios, and keeping detailed documentation of your investing success.