If you really really want to buy an apartment in New York City the first thing you should do is to go to a Mortgage originator and go to FTC.gov and download your free credit report and bring that with youYour past credit history is not the biggest problem; what is the biggest problem is that you are aggressive in building new referencesThe fastest way to build a stronger credit report is to do what's called "bank round robin"Take $1000 and go to bank one like Bank of New York, and talk to the manager and say that youd like to build a credit rating and get a mortgage within 12 monthsTheyll give you a secured loan with your thousand; then you take that thousand and go to bank to like Wells FargoTell the bank manager the same thing, that you want to pledge that thousand as a secured CD or savings account and get a  $1000 loanThese are called installment loans and now your job is to double up on payments on both loansSo it say your payments $80 a month with each loan or 160 for both of them every monthYou then make four payments every month and they'll be paid off in six monthsAt the end of six months you have 2 open accounts with two banks on installment loans, and paid as agreed with zero balancesYou may want to take one of those credit cards and establish credit at Macy's or other department stores with no more than two of them; Buy something and pay it off right away or keep a small balance because credit utilization rate is an important factor; this means keeping a 30 to 40% balance and even though it cost interest get you more points on your FICO scoreYour length of job in the same industry, you length of residency in the same place, and how you pay your bills on time will build a credit rating faster than anythingFYI I do lease-option assignments where I help the tenant buyers get mortgagesThis plan works faster than anythingGood luck

I would be  open to Rehab Work in the Boise area if It can be arranged that we could stay in the property during the period of the Rehab, otherwise its too far driving round trip every day !   

You are taking a great initial step to educating yourself about real estate and working toward implementing what could be a life-long income strategy.While a passive "market based" investing is a great way to approach a well rounded strategy, there is no replacement for safe real estate investing.Most people can retire on 5 good rental properties. 1800 x 5 = $9K per month.

BP members in Lake Forest, on the 3rd Wednesday of the month at Round Table Pizza on Lake Forest and Lambert at 7:00 P.M.

-Window Screens are torn all round house.

After a ticket has been submitted you would be able to follow-up with a renter through the application. 

You have to force time into your schedule to get the daily, weekly, monthly things done or they will get away from you.  

Houses are bought and sold regularly year round so I'm not worried about the old philosophy of not having anything on the market outside of April to September from days gone by.

@Kyle N..Here are some rules if you're a  landlord wanting to sell on termsWhat not to do: sell on contract for deed or sub 2You can bring them to a RMLO and see where the problems are, mortgage origination is never been more difficult.To play it safe I would bring them down the bank, have them open up savings account, and automatic withdrawal out of their paycheck for 5 to 10%, and that money is for the down paymentThen I would give them a lease and a right of first refusal of which is better for you than giving them an optionHave them go through the FHA home education programIf you want to help their credit, help them do a "bank round Robin" to create a history on their credit report thats brand-newYou go to bank one, give the bank $1000, ask for $1000 loan that's reported on the credit report, pay it off, go to bank too repeat that process.

., at Round Table Pizza on Lake Forest and Lambert.