The main differences being that hard money comes from an institution as opposed to a private individual. 

This article's focus is on forward-looking expectations of individual housing markets.

I know this is a unique issue to the note and the individual, so I'll add a few details and see if there are any suggestions as to where I should go from here.To begin, I'm a note rookie, and I accept all the critical feedback that comes with it  : )   I now know that I was under capitalized when pursuing this note.  

I am hoping to connect with like minded people and individuals who have advice for a new investor.Thanks!

For those of you who don't know Prosper.com is a website where you can get loans from other individuals who invest in increments of $25 at a time.

You can also hear how individuals transitioned into big transaction such as flips and buys n holds. 

Returns an individual gets are based on market conditions and individual investor savvy. 

It was confusing to me whether a salesperson's license was sufficient if you managed properties as an individual.

This is my first post and I look forward to the help that this great community provides.I'm in the process of forming a partnership with two to three individuals to flip houses and need an experienced attorney to help create a fair and comprehensive contract. 

I have a very strong network locally and know a bunch of attorneys and other individuals who have traveled to Island after recent events.