With relation to economic changes - locksmiths around town are benefiting from a higher demand in safes.  

Mark,Size is all relative.

But back to your original question - yes, mail out to any address you have related to the property, postage is so cheap you shouldn't second guess the exposure.

Is there a benefit ( as it relates to credit score) to getting a commercial loan as guarantor vs. getting a residential loan as joint owners?

I am putting together a podcast that would take a deal, run it through a Q&A and review process, outline and set up someone with an executable strategy (if one exists), and send them on their merry way.Post here or DM me if you have a deal you'd like to do a one on one 30 minute session, totally free advice, you just have to agree to be on a podcast, relatively easy, via skype. 

.:50,000 to 150,000 Single-family homesDuplex housetriplex house I'm a bit confused as to what these numbers are in relation to, if they are your price range I assume that you will be looking out of state, is that correct?

The cash flow is excellent, but there will be relatively zero for appreciation.  

Network with a few wholesalers from here other cash buyers etc and join local real estate networks in your city, social media and build relations.

I do believe you are on the right track by fully disclosing EVERYTHING to the homeowner as this will either make you or break you as it relates to the REI business. 

FHA needs the house in working order with no health and safety repairs - The question is, are you paying for the appraisal and did yo get your offer price?