Say you're checking out a couple of spots, one's 1,000 sqft for $1,000 a month, and the other's 1,200 sqft for $1,300. 

Keeps it from becoming a lawsuit)Optional coverages your company may offer:Water Backuputility linesequipment breakdownPersonal InjuryCyberOther policies you may needUmbrella policyWorkers CompensationYou should contact a couple of Independent Agents and discuss your property. 

Due to the amount of liquidity you have, it's hard to recommend the SBL loan (or any additional leverage) without knowing your full financial picture since it does seem very risky.Now if you truly do have a home run deal in the works and it would cash flow and work with DSCR rates and terms (which I believe are only a couple points above most margin rates or conventional loan rates now), I would say that might be an option to consider.

we don’t have 100% trust in this real estate agent as we have only worked with them a couple of times. 

You don't want to place a couple of digital nomads who will be in conference calls all day in the same property as your travel nurse who worked the night shift and is trying to sleep during the day.

Pipe also had small break a couple feet away.  

A couple of problems with this: The seller is asking for a price that includes what the property could potentially do, not based on actual.

BP Team,  My parents own a couple of multi-family properties south of Miami, closer to Homestead.

It will be my primary residence for the next couple of years but will eventually turn into a rental (House hacking if I can buy a multi-family unit). 

Keep in mind, a typical 1 br apartment (intended for 1 person or possibly a couple) is usually 600-800 sq ft.