The US is unique in the world with our wide range of financing options available.

You'll probably need portapotties on the site anyway for construction workers.If you aren't opposed to single or double-wides, that would be the next easiest considering foundations, sewer water, and permits are all possible . 

I'm interest in attached 20'-22' wide 3 bed 2 bath 1 car attached two story. that's what we build in columbus as a single family and it performs very well as a higher density suburban style in Miami 

As a PM for a wide variety of units, the fun ones always outperform the cookie cutter.

Further, there are a wide spectrum of lenders that can range from very good to very bad among lenders that brand themselves as "Private Money" "Hard Money" or "Private Lenders"Your best bet is likely to follow reviews and like you've been doing now with partnerships that you trust, but your instinct is right to have relationships with multiple lenders and options. 

And yes, I will pursue damages to the fullest extent of the law. 

Most are nation wide and will lend to wide variety of products such as a fix and flip loan, bridge, and long term DSCR loans.

I'll throw in a few more things to consider:Property Assessment:Structural Engineer Evaluation: Before proceeding, hire a structural engineer to assess the extent of the damage.

I think a lot of people have allowable ranges on their thermostats - large enough to encompass a wide range of comfort levels. 70 is probably not low enough to encompass all.  

I inherited a lot that had a 2009 single wide mobile home on it in 2018.