I’m active duty Air Force with four properties.

I could be giving advice based on my years of investing in Mexico and the Riviera Maya and helping many buyers and investors do so but I won't because I have no fiduciary duty towards you and you're going to be the one to bear the consequences.

Even though each professional arrived at the same conclusion you did, (that I have a duty to report the rents and a tax liability for them), no one provided applicable authority.

A broker, acting as a broker under the guidelines of regulatory agencies, acting with the knowledge that they have a duty and responsibility bound by their licensing and being paid a traditional brokerage fee with full disclosure on the HUD of the amount is perfectly fine and there is no difference. 

Every added property, is doing double duty.

You definitely want to go with an NMLS licensed lender with a fiduciary duty that specializes in bridge, fix and flip, ground up construction and DSCR .

I am currently on active duty Air Force living overseas in South Korea.

Here are the important parts:Joined the US Navy out of high school, active duty (Fire Controlman).

If you feel there is damage, you have a duty to inspect.

For instance, a lender might require a minimum DSCR of 1.25, meaning the property's income must exceed its debt obligations by 25%.Significance of DSCR LoansDSCR loans play a vital role in commercial real estate financing for several reasons:Risk Assessment: DSCR provides lenders with a quantitative measure of a property's ability to generate income and repay debt.