@Violet Minnella, I have not specifically used the program that you are talking about, but my experience is that they are only really good for insurance and banking and they are not nearly as competitive in those areas as they used to be.

On the place I'm under contract for, that pre-approval is what helped me win a multiple offer situation.I was looking all the way from Logan Sqaure to Jefferson Park near the blue line, but not much was available with positive cash flow.

Used a PC twice during that period, but got sick and tired of viruses and blue screens, so pretty much Mac for 30+ years.

In more rural, blue-collar areas, a B-/B prop can be lower, down to $75k -  still rent ready, still fully rehabbed with new capex items, etc.

I can’t blame em’ I’d invite the landlord over for a Pabst blue ribbon.

We had them install blue tooth meters on a 76 unit complex.

Many of these cities are going from a blue collar economy to a research, medical and white collar economy. 

HowdyI have some Land in the Blue Mountains just outside of Walla Walla, Washington. 

Every first Tuesday of the month SAREIA holds their monthly meeting, also there is a real estate investor meet up at Joe Blues on that same Tuesday. 

A blue chip dividend growth stock say Proctor and Gamble will have a lower PE ratio, say 15, that might be the equivalent of slow steady appreciation, but no real price appreciation.