Since she was a first time homebuyer we were able to save her 1% off her interest rate!

Remember to save some money for capital repairs.

(Granted, I am not factoring in various fees that may be saved by financing at acquisition).

You should jump into the weeds as long as you have a few exit strategies, know the market, have a stable 9-5, and emergency savings.

Save your time/money move on.

Ultimately our goal is to have 10 paid-off houses that will add to our retirement income.

Ultimately, I had to get the seller and my buyer to sign a direct agreement, with the seller signing an addendum saying he’d pay me a fee for my services.

As a student without W2 income, you may need to show alternative income sources like savings, freelance work, or a job offer.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Ultimately I found that to be pretty disrespectful of my time.