After I got my AA- I went to massage therapy school, got my certificate and went to work in a physical therapy clinic.

Or is the property surrounded by massage parlors, liquor stores, and check-cashing places?

I like 10 year fixed debt because you have almost a full average cycle period to decide at what time you want to sell or refi a stabilized asset.I do not believe in massaging debt with 3 to 5 year lower rates just to make a property pencil.I have bank lenders that act like CMBS but are not CMBS so you save on legal costs but they will do in many cases 10 year fixed in the mid 4's at 65% to 70% LTV with a 30 year amortization schedule for retail center properties and 100% non-recourse.

@Daniel Singh massage therapy practitioner?

While a retail drug operation may be required to be in a store front, you might check on personal services, massages, hair dresser, etc. can usually be performed in ones home with few restrictions (usually limited signage and parking and by appointment only!)

Numbers can be massaged and inflated - you need to know what ingredients went into the recipe to know whether or not you want to eat it.Anyway, it looks like a lot of the finer points have already been made here, just thought I'd throw my two TK cents into the fray.All the best to you all, investors, providers, and skeptics alike!

Trust the #'s don't massage the #sDo you put your own offers on the HUD properties or are you using another Broker?

I was spending $8000 a month living in LA (mostly paid by BF) and then cut it down to 4500 moving to Dallas and then I really cut back on a lot of things: cable, downgrading to metro cell phone service from sprint, cut my Massage Envy membership that was $60/mo, getting.

This can be very therapeutic and a real stress reliever in these situations . 

He/She will go though all the hoops to get a tenant occupying they new building for the amount they need to fulfill their obligation (1st month free, 3 month free, no charge for pets, Give you a foot massage, whatever) Now guess what happen next door in the 5-10 years old apartment building, they now feel they can raise their rent too.