However, these programs typically qualifies borrowers based on their income, such as tax returns.The DSCR would be a good option considering you and your husband are entrepreneurs and the tax returns don't look good on paper.

Someone can be a brilliant tax person but horrible to work with, and also vice versa. 

Home went to tax sale county kept excess proceeds.

Consult your local CPA to calculate accurately and minimize your tax liability.

That leaves $400 to cover taxes, maintenance, vacancies, etc.Now, let's pretend ALL your expenses come to $2,600 and you have $400 left over.

Our avg monthly expenses with reserves is around $1500 (mortgage, taxes, insurance, utilities, reserves ect).  

We pay payroll taxes and workers comp, we comply with state and federal laws regarding work place safety, PTO, vacation, labor laws et al.

Working on large-scale data is great b/c sometimes it's all about how many owners you approach daily; the issue with over-the-top details is also getting lost in targeting specific owners and situations, aka focusers/tax liens, etc.

If you need an LLC for tax reasons later, you can move title into an LLC later for a couple hundred bucks.

I have been listening to the podcasts for years and have finally gotten serious about making this move to better my families situation.