Tenants, "go into Holiday-mode" and start spending disposable income (and racking up their credit cards) on Thanksgiving feasts & trips, Xmas presents & trips, and finally NYE plans.3) Income Tax Refund checks start being received towards the end of February and corresponding, the rental market starts picking up again as tenants payoff their “Holiday Hangovers".4) Spring Fever starts, sometime in April-May, causing both sales & rental markets to start picking up.

You pay 4%  credit card fee . . 

@Joel Siguaw It is my opinion that starting out as a rookie trying to focus on Section 8 is difficult.

I think more people do not understand the risk of seller financing. all the people I see applying for seller financing could not get a visa card there credit is so bad and there savings is from the pennies they find walking down the street. 

Jonathan,Unlike credit cards with "Intro Rates", HELOCs are a standard banking product. 

Cancellation policy is full refund less cancellation fee of $200 and any credit card fee is cancelled greater than 60 days prior to arrival, 1/2 refund of total if cancelled 60-30 days prior to arrival and no refund if cancelled less than 30 days prior to arrival.

I work with some in Fredericksburg south of Ashburn and they always want 1% EMD ...it is negotiable unless they're a rookie and/or the broker is a tyrant . 

I also do a Christmas card with some cash at the end of the year. 

Would like opinions on things to consider that I may not be thinking about as a rookie on conventional or DSCR loan assuming it appraises for the calculated ARV during analysis vs finding other ways to flip now.

what is the best way to fund renovations on a flip project (other than cash)hard money lender, line of credits, credit cards?