If it's tight or you're uncomfortable with the tenant you have in there from a confidence perspective, especially if this is a first deal, maybe meet in the middle and get a lender at 75% or 77% (doesn't HAVE to be at 5% increments) that wont make you season, and leave a bit more money in the deal, but sleep better.Overall, if I cash flow well, have/keep reserves, and am comfortable I fixed everything in the house, I like to max out the LTV on refi.

.: @Jonathan GreeneDo you know how Auction.com set the reserve price if property owned by FreddieMac ?

Banks have cheap enough money and most have stabilized their reserves to be able to handle going to open market and getting a reasonable market offer.

Also confirm that county maintenance liens are added to the tax debt.Fourth, you can contact your county ordinance department, usually those who handle house condemnations and mowing liens, and provide them with the property tax number, photos of the violation with a complaint from the named neighbor about the risk. 

I will confirm. 

For the minor stain, I would probably get in touch with the cleaner to confirm whether it was there before and/or to correct the issue but again your property manager should probably be doing that. 

A question for everyone viewing the post: Would you consider HELOCs as a conditional strategy only reserved for ' great cash-flowing ' deals?

Make sure you have enough saved up not only for the down payment but also closing cost, plus some reserve in bank accounts or in other investment accounts!

It would be worth paying a third party to go and check the work for you to confirm it's completed before sending the funds. 

Without cash reserves and solid credit, that is difficult.