Said that theft was common around here, but they always managed to recover them, so no charge to me.

Do you want to recover all your cash invested?  

I grew up in Altamonte Springs ('87-04)  and saw it go from a rural town to what it is today, sort of a haphazard mix of nice residential, not so nice residential, run down commercial with pockets of freshly built/rehabbed commercial, low income apartments-turned condos before the crash-turned foreclosure havens that are barely recovering.... 

Once all the repairs have been completed and all invoices have been submitted, the insurance carrier will finalize their subrogation demand to recover their settlement & your deductible.While there are a few comments discussing the issues with insurance coverage & premium surcharge, the size of this loss warrants filing an insurance claim and illustrates the benefits of insurance. 

Pittsburgh certainly is a city on the rise due in part to the technology boom in our area, a strong established healthcare system, A Mayor and our County Executive who are very proactive on their initiatives that are attracting big businesses, a strong recovering economy and the continuation of new construction. 

All the money you spend, that comes out of your pocket, you have to recover before you start to show a profit. 

The idea of creating wealth is exciting, but best to do the homework first, than get in over your head early, without the savings to recover.

It'll recover once the balances are paid off... but if your backup plan is to get a loan after... you might be in for a surprise.The other way to do this is get personal loan, interest will be higher but same idea, little easier to manage and refi out of.

You know that solar panels are NOT something that you recover the cost in a few years.

After completing the rehabs, but while still owner occupied, do the refinance hopefully recovering a large percentage of your out of pocket costs.