I'm also curious how you think low down-payment house-hacking and the BRRRR investment strategies will need to change in a prolonged rising interest rate environment.

It might prolong the process.... but it might also make the process easier through the contacts you’ve made, the experiences you’ve had and the education you have gained.

It's not who PAYS $$$ that is important: it's who KEEPS $$$ that is key.There is also risk with prolonging debt.  30 years is a long time to do anything.  15 years is also long, but you cut in half the duration of time where negative events could cause you to lose your property. 

I know this will also prolong the loan and in the end you end up paying more total for the property. 

This wasn't a typical prolonged 60+ day close with 30 days of DD and $500 of EM. 

It does not materially add to the value of your property or substantially prolong its life.

Repairs are typically considered as maintenance that keeps your property in good working condition, while improvements add value to the property, prolong its life, or adapt it to new uses.

Affordable housing has to be subsidized with tax credits.The same has happened in low income areas due to Covid and prolonged evictions where I live.

 Are there ways to prolong the auction date in order to accomplish the due diligence if it came down to only having 24-48 hours?

. ** Prolonged exposure ** to these fibers can cause lung tissue scarring and shortness of breath.