We have an amazing tenant who sends us specialty chocolate each Christmas.

So life is like a box of chocolates.

They will know that, in a pinch, that money is available.

Not sure how this will kill your credit score unless you have placed yourself in a pinch and forsee missing future payments. 

Many owners try to pinch pennies on these type of issues and then dollars fly out the window in the future from the results.

If you have the real estate experience, you need to seek others who have raised capital with little resources (not just for real estate), as that is your pinch point.

You have the down payment / Maybe the sellers is in a cash pinch and will give you a better price and or rate if you put more money down?

With a small operation, where the investor is pinched for time, this could cause a situation where contractors cut corners (more than normal...) and work quality decreases creating a bad situation.But for a larger outfit such as yours with a PM that can be present more often and act as quality control, do you think such a program, or similar, could work?

, ...and please don't laugh at those chocolate chip cookies baking in the oven!

for smaller properties, you could expect to pay 10% collected rents to the PM.if you are looking 'close to home', that may give you additional security if you have family in that area who could help in a pinch.