Either way, it continues to be a great and anxiety inducing learning experience.

The mold claim is possible negligence on your part.Unfortunately, tenants (and lots of contractors) know that using the word mold will get your attention and induce fear of lawsuits.

When you plan your capex, you don't say that you are going to replace the draft inducer motor on the furnace - you say you are replacing the entire furnace.

Because it was easy to induce tenant/buyers into such arrangements (with a minimal down payment) and easy to evict them using the forcible detainer process if they defaulted.

@John WhitfieldHere is some info on FHA Financing to help you get started;Single Family Residence or The rental units are an owner-occupied two (2), three (3) or four (4) unit property Maximum Basic Standard FinancingSingle - $271,050Duplex - $347,000Triplex - $419,425Fourplex - $521,250FHA Basic High Cost area limits are:Single - $625,500Duplex - $800,775Triplex - $967,950Fourplex - $1,202,925Financing for Hawaii, Alaska, Guam, Virgin Islands -Single - $938,250 Duplex - $1,201,150Triplex - $1,451,925Fourplex - $1,804,375Here is the site to search by county for the maximum financing. https://entp.hud.gov/idapp/html/hicostlook.cfmMaximum Financed Properties The maximum of four financed properties includes the subject property.Inducements to Purchase Certain expenses, paid by the seller and/or another interested third party, on behalf of the borrower, are considered “inducements to purchase” and result in a dollar for dollar reduction to the lesser of the sales price or appraised value of the property before applying the appropriate LTV factor.

I have little doubt that I've induced a number of facepalms from just about everyone reading this. 

Bill Gulley   Bill I disagree with you,  Predatory as it relates to Lending is just as I described.Fraud Inducement to fraud, unconscionable profit,  When it comes to what one pays or sells property for is not predatory..

The elimination of deductions for net interest helps to equalize the tax treatment of different types of financing and reduces tax-induced distortions in investment financing decisions.

Then offer some sort of inducement - that also improves the property. 

It usually doesn't work since the systems and work is entirely different.Yes, fixed price contracts, assuming this will be a fixed contract is a very strong inducement.