Federal Debt: Rose 39% during Trump, 25% during Biden. 

For the 10 year period spanning August 2014-2024, single-family prices in Austin nearly doubled, yielding an annualized appreciation rate of ~9.5%.With inflation nearing its 2% target and signs of a slowing labor market, The Federal Reserve is predicted to cut rates as many as three times before the end of 2024 (see here).

The long term capital gains rate for many people is Federal 20%. 

Just wanted to pass on that Navy Federal has a Homebuyers Choice option, 0% downpayment, really 0%, no PMI, but higher interest rate and 1.75% funding fee (and sellers can contribute up to 6%!)

All of those expenses to keep up the property are deductible from the rent paid by the tenant so they reduce taxable income which directly reduces taxes. 

Another caveat: there are a lot of STRs out there that are breaking HOA/local government/state/federal laws or strongly bending the rules, and I'm looking for people who did not do that or who mitigated risk there. 

(Remember the claims a certain former federal prosecutor and mayor of a major city would make outside of the courtroom…. only to not be able to make any such claims once in front of the judge?)

You can see if you can apply and qualify for a loan through the bank but most banks will follow federal standards and guidelines which allow them to sell the home to Fannie or Freddie if they so desire.

I'm wondering because of the housing shortage if the federal government is offering some low interest loans for this type of development.

Quick summary: A Phase I ESA gives you the "Innocent Landowner Defense" protection under federal Superfund regulations.