Having a private party as the lender also offers more negotiability, I've found many private parties willing to extend terms with either bulk installment payments or a higher rate of return.

At the time that meant only white landed gentry, but after multiple constitutional amendments such as the 14th, those rights were extended to all humans.

This is true but 1) the problems in LA has extends beyond the city's core and 2) the city's core is essential for the city's reputation, which in LA has nosedived which will make it harder to lure in new companies or even keep ones there which are considering moving.

You could write a simple statement and have all parties sign and date:"Landlord and Tenant agree to extend this lease with a new termination date of June 30, 2025."

To review - DSCR rates of sub 7% are available, but with VERY large downpayments and max Pre payment penalties duration and cost. 

Like I said @Pablo Flores, we cater to families and extended.

I know some of these messages are from awhile ago, but I just wanted to extend a helping hand to those who are needing a good property management company in Kokomo.

I've been doing 3-6 "trial leases" for new tenants and they can extend after; however, I have a W2 sales job that takes a lot of my time.

We haven’t filed personal taxes as our accountant extended after an accident so have no “income” shown through taxes.

That cash can definitely provide great returns in the broader market and with less stress, though with some caution because we are nearing the end of the business cycle (e.g. the yield curve has inverted for the longest duration ever).