I was looking to do a cash-out refi to take money out while locking in lower rates, but now that the properties are in the S-Corp, I am unable to transfer back into my name to refi without creating a taxable event.I am wondering if there are any strategies to moving these out in a tax advantaged way (I expect there will be some cost to doing so).Some strategies that have come up in other conversations are:1) Form LLC and issue a note to the S Corp with the properties as collateral... then if S Corp defaults on the note... the properties will be transferred with out triggering taxes (although cost basis would remain the same)2) Have appraiser apply discounted valuations on properties due to lack of marketability (I am only a 50% owner of the S-Corp).  

If you'd really rather just refi the property, your best bet is to find a traditional lender who doesn't require seasoning (which is typically 6 or 12 months) - not necessarily a hard money lender (which are often non-collateralized loans.)

Just tell the bank you want a business line of credit with the rental property as collateral.

I can definitely help you explore the option of using your primary residence as collateral even if you don't own it free and clear.

Jared can u assist me with my situation concerning the proof of funds and a good hard money lender for the funds who will use the home's in the contract as collateral I'm also looking for a good agent who is willing to make bulk offers to the bank

Most of the risk in this approach is shared by the lender and the intermediary who must have absolute faith in each other.The monetization loan proceeds are thus the collateral for your unsecured installment sale to the intermediary.

The property is just collateral for the note.

You bet you'll have maintenance in that type of the property and obviously will need capital expenses.However, let's count before these: $55K - $22.9K=$32.1K.Even before maintenance and capex it's 9.1%.The only advantage of this type is financing - banks will base the decision on the collateral and not apply the residential standards (more than 5units).SFR is better for financing after repairs - 75% LTV where V - ARVCondos won't be refinanced - you have to have cash.

Uncle Sam then precluded lenders from taking deficiencies even in states that it was a allowed .. however in NV CA AZ OR WA there is no ability for a bank  or lender to get a deficiency judgment on a purchase money mortgage or Deed of trust.. collateral is sole item for security.Unlike whats happening in Texas right now..

Shop it around as collateral for real estate investments?