While this approach works in the early stages, there comes a time when consolidating all your properties' insurance into a single, scheduled program might be more beneficial.

that's your choice but you're reducing the pool of applicants significantly.

@Eric L ConryThis is a highly personal choice.

I would great appreciate more info in order to make a more educated choice.

The use of a flat fee for higher-value properties is a common practice and can be beneficial in ensuring transparency and predictability in transaction costs.

This can be beneficial for a few reasons:Separation of Personal and Business Assets: Moving the property under your LLC’s umbrella through a DSCR loan will allow you to separate your personal liabilities from your business assets, which is crucial as your portfolio grows.

But if your goal is rapid expansion, keeping that extra cash to invest in more properties might be more beneficial for scaling.If you're able to grow at 3-4 SFH per year, putting the extra money into expanding your portfolio could generate higher returns overall compared to paying off the loans early.

Plus, we’ve given $1,000 to a charity of choice for every Missional share purchased!

Noted for future posts, though again my intent was to help investors understand that making these upgrades can be incredibly beneficial and isn't something most people are looking at. 

So, at this point, based on your experience can I serve them a Notice to Vacate next if they don't pay or do I start afresh with another Notice to Pay or going for either one (Notice to Pay/Vacate) is my choice?