I'm not trying to insult you but if you make 1/2 the average income of an American employee then I would say you lack the skills, life experience, or capital to take on investing. 

nice post.. were i see 100% financing is for EXTREMELY experienced operators that have been with their HML for years and years.. and the deals are no more than 60 to 65% LTV.. this does happen.. but its only for those special few repeat clients that have years of working experience with the lender. totally agree on the ones that require a larger fee up front I just hearken on the American Greed episode with Remmington Financial the King of pump and dump due diligence lenders.. 

Kevin Baldrige, President, Tricon American HomesIn this time of low unemployment how are you recruiting and keeping employees and contractors?"

We are in the middle of our 1st/2nd deal right now and thought we would open ourselves up to questions and comments while we are in the thick of things and can give some specifics regarding FHA/duplex purchase and we are both self employed at 30/35.We were living in Germany (I am a German citizen, my wife is American) prior to making the move back to Cleveland in 2013.

I'm an American living in Zurich Switzerland, and am looking to invest in Real Estate in Baltimore Maryland or P.G.

When we look physically at structures around American cities it seems obvious that more lost speculating on just cash flow.

North Lawndale - once heavily Jewish, now populated by mostly an African-American demographic.

LolRemmington financial was the mother of this .. great American greed espisode.. really shows how the pump and dump due diligence scam lenders work in real time.. worth watching. 

This one is by Data Tree/First American. 

I know most banks are FDIC insured, but who knows how that whole process would go if it becomes necessary.Therefore, when these guys are saying they have cash ready, do they mean actual physical US dollars, cash in banks (like most Americans), or some other form of asset?