the property is being financed via seller financing so there's not a bank contingency.I'm not adverse to doing an appraisal if it makes sense.  

If you experience adversity (disability, loss of job, divorce, etc.) it's way easier to weasel out of a rental than a mortgage.

:“Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give you the name, address, and phone number of the agency that provided the information.”

-adverse possessionWhat are people's thoughts on this?

Fast and quick is for those risk adverse having no negotiating skills.

Renter Inc, donotrentto, tenancy bureau, ratetenants, tenantdata, theRRD and etc.Check prior rental payment history, positive or negative, if they have been reporting it through a payment companies like PayLease, PayYourRent, RentTrack, ClearNow and eRentPayment.Compile all the finding into a single report and provide it to the landlord including a list of sources where the information was archived from so it could be provided on a "adverse action" notice to applicants as per FCRA requirement. 

all depends on how risk adverse you are. either way could work

Or just bend he rules or notice of Adverse Action to the applicant and make them pay an additional deposit for the added risk?  

While it can be seen as a conservative approach to evaluation, this case is a good example of how you evaluate can adversely over estimate IMO. 

Harry,Most people have more of an adversion or fear of not gettting along with their house mates and not having "clean" common areas.