You said that based on your thinking that she doesn't request less money for the hard work of creating a sterile environment for your guests when it takes less time.

Most small balance multi family complexes will not yield a 8%+ CAP in today's rate environment..unless they will consider seller financing..with 30% down there should be some options for creative finance solution.

I find new builds to be one of the tougher investments to make work in today's environment with high interest rates, higher insurance rates, HOAs, and that's not even counting the higher property taxes with new builds too. 

It's helped me tremendously... just the case studies you cover alone are helpful in the corporate work environment.

And a step further, He (the former FDIC person) say's it's absolutely 100% conspiracy to fraud and say's when default's hit a certain tipping point, drawing a certain threshold of interest, the look-backs will start and all will start coming unwound ESPECIALLY in a rate environment as it stands today.

In a high interest rate environment, it's just the reality unfortunately.

And in the current environment, cash flow is a myth on long term rentals in year 1-2...even in cheap markets.

Todays interest rate environment it is not a bad idea because it will be challenging to get returns that meet your interest rate you are payingIf your loan is 2-3% I would out the money in an account earning 4-5% compared to paying down a 3% mortgage - but I also get the stress relief of having a low mortgage and lots of equity

Mainly a focus on STRs in a beach environment, dealing with lots of regulation, etc. 

The industry has dealt with new technology geared at improving workflow and resident tours, a world-wide virus has come and gone, interest rates have drastically changed the environment and there have even been some major legislative changes that have impacted our industry.