We generally advise our clients to go ahead and pay the recapture rates if death is the alternative.The good news about recapture - the deductions are a deferred tax liability to you, and an interest free loan from the government.

I currently work with investors who are looking to begin their portfolio in turn-key real estate and manage for them on the back end so they can still enjoy their everyday lives while having a resident in place paying down their loans. 

However, there's a loss on the 2023 Tax Returns, and Net Income is $45,000 in 2022 (Client has lots of writeoffs) What loans could I use that only consider:- Bank Statements - 1099s - Credit Score Please contact me with options.

100% VA loan, which allowed me to put money saved towards renovations.How did you add value to the deal?

Has anyone used bridge loans for this type of strategy or is there any other loans that anyone would recommend other than HELOC?

I have got a audit on my loan something like this.

They are pretty simple loans simple interest loans ,1- 10 years .

Is there a loan assumption available?  

As far as credit, you would want a score above 680 ideally to get the highest loan to value on a cash out refinance, but I would aim higher at 720+ as that comes with a significant rate drop.

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