@Nathan Gesner To build on this conversation and break down the details for Bobby and others (and please correct me if I'm worn here Nathan), I’ve analyzed the numbers and realized that unless you purchase a property at a very low price and/or pay in cash, financing can significantly reduce your ROI.

If not, use the search feature available at this site.

Went through the tools section under BiggerPockets and it referenced "TransUnion Full Credit Report by RentPrep" and linked to RentPrep's site.

There is a high demand for high paying trade work, often with scholarships and two year degrees.

The buyer pays all closing costs.

If the tenants pay rent on time, communication is good, and the property isn't torn up offer the MTM rent and keep the boat sailing. 

I could hire my real estate attorney but he'll charge me hourly to set it up and I'm not confident this previous will pay anything.

Before you go hiring someone off some site, see if there are any neighbors with kids.

If you've done a cash-out refinance this year, what did you use the money for—home improvements, paying off debt, or something else?

As a background, I have a well-paying job and am not in immediate need of cash.