Is there some way to absolutely verify that they were bought as owner-occupied before I go shoot my mouth off to HUD?

Later on as an investor, I started using the word-of-mouth advertising (cost = free) and soon had people knocking on my door looking for homes for sale or calling my number.

Many investor/lenders are really after the whole deal, allowing you to overload your mouth, get you in a contract that is difficult to accomplish, then when the work is done simply push you out of the way.

And you are right, I should keep my mouth shut about that, but I figured that plenty of guys on here think the same way.

I'm not a wide-eyed, naive little doe, but I do have a really hard time keeping my mouth shut about sleaze.

Ditto to ^ @Aaron Montague  You'll be a lot happier planning for a 6-8 month renovation and making a good margin than planning a a 4 month renovation and barely breaking even.  

Anything with a mouth can bite.I look to owners more than the dog.

I found my properties through MLS, foreclosures, owner finance, and through word of mouth.  

I heard about this park through word of mouth and that she wanted to sell it about a year ago.  

Do not try to do one Excel row per receipt, you have to drill all the way down.Others may even get more specific than this, and they can chime in if I missed something, but I think with the level of detail above, your accountant will certainly be much happier than receiving a folder of receipts.