@David BeardIn reading your posts, I am not entirely clear (different tax system), but is the treatment you describe only applicable to an instalment sale (where the sale is only complete once all instalments have been paid)?  

You would basically be requesting to receive the special circumstance treatment, if they said no and you stay in the home then everything is fine.

The kicker is I agreed to pay for half since the house is a duplex and a full treatment was for a whole house, leaving her less than $200 to pay over the course of a year.

Our church has a huge ministry that deals with rescuing people being used in such a horrific way, and if you think there's any acceptable excuse for such treatment of others, then I don't know what to say, except shame on you.

Should we read it, or give it the athlete treatment and stop reading the newspapers?

., the real estate market tanking, family deaths & serious illnesses, culminating in my own cancer diagnosis in 2010 (not playing the sympathy card, just explaining my circumstances).

The short sale gets preferred treatment because the lender does not get stuck with more REO.

The cancer has now spread to my lungs and liver so I could really use my prayer warriors.

Hopefully Micheal you do not have anything like cancer and just got a bad cold or something.3 years ago my mother-in-law had breast cancer.Very aggressive and rare kind stage 3.They did TAC before the surgery to shrink the tumor.I spent many months with my wife taking her mom to all the appointments for the treatments.There is way more involved with it than people think.My mother-in-law has been clear for about 3 years.Gets tested every 3 months to make sure she is still clear with the marker tests.Hope you feel better soon Michael ........................... : )

Is you concern tax treatment or liability protection?