Could you all more detail to the background checks (Felonies, Bankruptcies, Credit Score Etc) How exactly do you go about pulling this information on someone?

, financially independent as a landlord, career tenant/victim that sues landlords for discriminating against my emotional support chickens, retired, other (explain)Gross monthly income (optional): $Monthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: $FICO: Excellent, good, ok, bad, you don’t want to know, not sure.Credit issues: Late credit cards, thin/no credit, Ch7 bankruptcy, Ch13 bankruptcy, foreclosure, short sale, etc, and how long ago the event was.Additional details: (Edit: closing thread)Admin Note: This forum is NOT the place to look for funding.

Furthermore, I think that poor decisions made today, eg. a purchaser is buying something they might not be able to afford, will take 2 years before it comes to light in a bankruptcy or sell off. 

So is a furnace, AC, a tenant claiming bankruptcy, a death in you unit, divorced tenants, mechanical weathering of driveway, walkway, water pipes and sewer issues, roots in pipes etc... 

Also does anyone have any experience negotiating with the bank if the owner is in or threatening bankruptcy and does that help?

Unless there is something on your personal credit like a bankruptcy, your age should not be a factor. 

The most profitable exit strategy in non performing notes is getting the borrower reperforming and holding the paper and selling later on as a reperformer.If the borrower had occupied the property and it has equity, the most likely exit strategy will be a bankruptcy by the borrower.

Or finding people going through divorce, bankruptcy, probates, wills and etc...

Most lenders aren't going to postpone one day before sale unless the borrower has filed for bankruptcy.

They ensure there are no other liens to worry about like bankruptcy or IRS.