@Ryan Ebzery I’d be cautious about Warwick as they have an aging population and some financial problems relating to pension obligations that are almost certainly going to mean even higher taxes in the future.They’ve been closing elementary and middle schools over the past several years and I just don’t see a lot of promising developments on the horizon.It’s not a hard no, if you can find the right deal, but I lean against it personally.Providence has some of the same issues but they’re more well known and some of the increased taxes are already baked in (such as different tax rates for landlords vs. owner occupants).I feel we’re in for more unpleasant surprises in the Warwick story and more tax hikes than Providence, and Providence has a lot more going on economically than Warwick by far so I feel it’s more resilient and will bounce back better.I like Cranston quite a bit but a lot of other people do, too, so prices there have kind of gone up quite a bit.

If you give them a flat rate, that's $50 (if that's the number) if you run the water 24/7 or if you don't use a drop.The idea is to use less water since its a profit center for govt.

So I have an FHA Title 1 loan on my current two-flat for some work I had done here.

Shouldn't be hard to find something around 2%, which is slightly above current inflation, which is probably going to stay pretty flat around 1.8-1.9 this year.

I am thinking of penalties in two ways but feel there could be many more:Late payment penalties during the term of the loan, perhaps 10% or flat $ amount based on loan.Penalties when the loan is extended beyond term.

Another nondescript commercial strip nearby has a coffee roaster & that's proved very popular so a bake shop next door was a natural addition. 

Hello All, My name is Randall Owens and I am looking for serious help in regards to a  2 flat building with a unfinished basement that I plan on converting to a 3rd unit in Chicago.

I am rehabbing a 2-flat on the south side near 'the bush' and plan to be completed within the next 90 days.

@Joshua Hively No I have been flat out since December.

In that case you would pay the water bill and then bill your tenant each month or include a flat cost each month to cover the bill.  4.