Next $1 million split between income and equity.  

Keep my debt/income ratio down!

Use liquid assets to assist in meeting full doc debt-to-income (DTI) ratio requirements. - Cross Collateralization.

For the income to switch to Sch C reporting, you also need to offer services similar to that which a hotel might offer such as daily housekeeping, food/drink, and potentially various other amenities depending on how you'd like to qualify.What you describe is simply changing property managers, it doesn't really matter whose name is on the AirBNB listing.

She said she doesn’t want to be a landlord but has listed 2/6 units for furnished long term rentals to see if she can generate more income than her current STR situation is bringing in.

Would a fix and flip be the best way to go or is it better to invest in rental income properties.

  - Income.

I'm aware that K1's are usually accepted and viewed as ordinary income with 2-years returns, however I'm struggling to find a lender that can decipher the difference between a private investment that issues a K1 and a publicly traded stock such as Enterprise Products, Williams, or Energy Transfer Partners. 

Would love to partner with an experienced investor(s) here on a multi-family investment deal or something else that produces an income. 

Something to offset your realtor income?