The property doesn't cash flow that well anymore, but my return on equity is outstanding.

As a general rule of thump judicial foreclosure states, which require a lawsuit in order to foreclose, take anywhere from 9 months to two years to complete a foreclosure, during which time the debtor can pay off the mortgage by paying the principal, outstanding interest, late fees and legal costs of foreclosure.

Many of the unsecured PLOCs that I have all ask for interest only (at around 10%) PLUS 2% of the outstanding principal balance. 

Also is MLS access a nationwide thing or only within that state?

At present I have 7 loans outstanding - 2 are in default, 2 are late 60 days, and 3 are current.  

Not a nationwide insurance company, that specializes in North Pole, Alaska duplexes

Since it is already so late in this month, it might be easiest to wait until after next month's rent is due and then combine the outstanding balance of Nov. with Dec.

First check and see if there is an outstanding mortgage on the property.

If there is no lien, isn't the outstanding balance the responsibility of the individual who had it in their name?

Make sure the property management is solid and has an outstanding track record if possible, with longer tenant occupancy.