Apply their deposit to the unpaid charges and notify them of any outstanding balance or send them to collections.Keep it simple and professional.

my debts are not outstanding..theyre about 37k..not some weird range in the hundreds.. 

Last time this happened, a bubble popped nationwide.  

This fee is added each month that there is any outstanding balance due.

Im in the top 1% of agents nation wide (Im not saying this to brag, but rather to tell you how I got here). 

I'd add the  Civil Docket to the list for finding outstanding judgments and other potential liens on properties.

When investing in tax liens in Illinois do the mortgage lenders get paid back if there is still an outstanding loan?

On the surface, being able to buy a $320k ARV for $220k is usually an outstanding deal.Elsewhere, I'd suggest you're mixing up your ongoing living/consumption expenses with investing.

The property doesn't cash flow that well anymore, but my return on equity is outstanding.

As a general rule of thump judicial foreclosure states, which require a lawsuit in order to foreclose, take anywhere from 9 months to two years to complete a foreclosure, during which time the debtor can pay off the mortgage by paying the principal, outstanding interest, late fees and legal costs of foreclosure.