I pointed out that all of the garbage in the yard and stacked up in the shed were not going to cut it. 

answer before you have a fully executed contract isn't worth a lot, hence there being a million websites where you can put random junk numbers in and get a "preapproval" letter in 10 seconds with not so much as a credit pull (listing agents know to throw these in the garbage, good ones anyways).Generally HML also want a substantive down payment, or an utterly screaming deal.Private money lenders -- it's private money, so it depends 100% on what that private person wants.

There was a woman that dug in my garbage for aluminum cans, and she would rinse out the cans with my water, and she didnt bother turning the valve off when she was done....and my tenants with kids would fill up water balloons and all kinds of other non sense...

Not once have I gone to retail owner occupant homebuyer with "ya, so, turns out this HOA is a pile of garbage, meaning you can't get a government subsidized 30YF with a good interest rate.

Garbage for one.. has a huge payday...  

In addition to county taxes there are city taxes, school taxes, sewer taxes, and garbage taxes. 

I could go on for about 40 pages about this garbage and my blood is already starting to boil just thinking about it.I have been a small time investor in various types of income producing real estate since the early 70's.

With 18 units, something is always breaking or clogging, and even though I’m not doing the work most of the time, I’m still taking phone calls, ordering garbage disposals from Amazon, and sending work orders to the handymen.

The following issue has arisen with the tenant recently where he:1.Has indicated he will no longer be taking out his garbage from bins at the side of the property to the nearby curb for municipal garbage collection.

Some places include a "garbage tax", you will also find that police and fire rates are different.