Texas will slow but not decline.

Umpqua has some good products and they are easy to work with.

You're definitely in the right place to start learning about the industry.There are some great VA products out there that you should consider taking advantage of.

I know a guy who offers a loan product for investment houses.

These are the types of debt products you should stay away from as they could harm your credit score.

I would also like to find a financial advisor who could set things up without having a product to steer you into.  

So, I strive to prove productive return and profitability with my initial flips, and establish relationships with private-lenders. 

I think there has been appreciation in Indy market from pent up demand, which is good but there are still 10K homes that need to be absorbed.Having said that, the prices in Bay Area are ridiculously high and are at a greater risk of decline than Indy.

Thought I'll use all the same standard products throughout, but that's just for simplicity on my part.What are you thinking of as far as branding?

Remember, these are not DECLINES in jobs or prices.