Thank you Ryan and Theresa for taking time to respond and offer advice; very much appreciated!!!!

@Kinnari Pandya depends on what types of properties and corresponding tenants you want to deal with.The Midwest offers lots of affordable opportunities that can cashflow well.

You can include a marketing clause in the purchase and sale agreement that will give you the rights to promote the property, which is the right way to do it.Unfortunately, memorandums are a necessary tool for our business because we usually work with very distressed property owners who might go for a higher offer even after executing an agreement.

I value what you are offering; but I'm not prepared to pay $2000+$250/mth right now and go through this again. 

Starting in real estate at a young age can be an exciting journey, offering both challenges and opportunities.

Many lenders offer flexible financing terms for investors.Do you have any properties in mind?

Applicants offer to pay a full year in advance to jump in line ahead other candidates or to distract you from looking into their background too deeply.

But full cash offers have won me out.

I'm looking for a lender that offers 5% and hopefully will do 100% financing.

Your thought process on the contractor providing quotes to possibly "win" a job may seem correct on surface level as a lot of businesses offer "free-mium" products - but ultimately time is money, especially in real estate where good contractors are in high demand and could better spend their time finishing a project before accepting the next one.