Right now, I'm focused on learning as much as I can through books, podcasts, and here so that my strategy will be as informed as possible.Stock investing for appreciation has always felt too abstract and speculative to me, and dividend stocks don't provide enough bang for your bucks.

The loan will mature in 5 years and you would owe a balloon pmt. pmts would be about $50 less a month with this option.

@Dan Heuschele  nice summary.. every state or market these days has there up and coming areas Even Detroit.but like most quality real estate cash flow with 20% down is not to be expected more like a place setter break even maybe cost you 100 bucks a month.. the real money is made in these areas through gentrification..and getting in ahead of the wave.. 

.), and the underwriter might lose their DE/HUD authority to underwrite FHA loans... that's a significant career hindrance, as DE/HUD underwriters get the big bucks.

How do I know you're not entering this agreement just to make a few bucks during your vacancy?

Half off, or twice as much bang for your buck, however you want to put it. 

also be very careful of advanced fee schemes that are rampant on the internet and here on BP you may get a PM  hey howzit  you looking for a loan then back and forth then your approved magically all U need is to send them 500 to 1500 bucks to do the docs and the money has to be in gift cards or some silly thing like that.. 

I see plenty of rentals in the area managed by them and I suspect they are folks who just want to get something back for their vacation home and not trying to make a buck.

I am looking to purchase a property in Bucks county Pennsylvania.

@Calvin Smith  i would recommend that you start with small multifamily. preferably 3-4 units.These are easy to finance and give you the biggest rent for the buck.