Person/Company buys house and is offered 5-20k to let someone else have the house.

But let's keep it a great discussion and not a personal insult to those that do not agree with a perspective.

Others might be fine with taking risk, but least by doing this a person can get an idea of what might go wrong.e) Legal document analysis: it will usually take a few days to go through the legal document properly, as almost inevitably there are tons of gotchas that either have to be explained, or mitigated with a side letter.That is the very short summary of what I do.

My personal opinion is to not put anything down and instead save for closing costs and unexpected but expected repairs.

I personally am using the "value add" strategy to get my rentals to cash flow. 

House hacking will also give you some personal "property management" experience.

As others said if you have a personal use for it then do it.

Additionally, townhomes appreciate much slower than detached single family homes tend to.My personal advice would be to sell this property and then 1031 either into a better property near you that is low maintenance, or (probably better for you) invest the capital into a syndication or partnering with an active investor where you should get returns better than the stock market. 

If you are looking for a loan product without having to use your personal credit, then a DSCR loan option may be for you.

Personally I've been investing myself for the past 4 but mainly on Flips and or SF rentals.