Many software systems XXXX out the SSN or delete it after a certain amount of time as a safeguard against FCRA violations and identity theft).This legal article is a must read on the subject: https://evict.com/releasing-cr...).Some key points:- At issue here is a federal law called the Fair Credit Reporting Act (so this applies in any US state or territory and does not vary from market to market).- Under the FCRA, your PM is a "Credit Reporting Agency" and as such they cannot (or at least should not) share credit reports, SSN, or other PII with you or anyone else without exposing themselves to significant liability. 

(You may be committing mortgage fraud however.)

Cashflow totals stay exactly the same, I just have two properties now, identical side by side. 

What if the partner is a fraud, fool or criminal?

Bad place to talk about money.I disagree with hiding your identity.

We run a full credit/criminal and are looking to verify their identity and that the addresses on the credit report match what they reported to us on the application, credit score, payment history, number of open accounts and amount of debt, collections and judgements, evictions, etc.You shouldn't run a credit/criminal and just look at the credit score.

We don’t want to commit mortgage fraud that’s why I am asking :) 

At least you can verify identity, check for criminal behavior.

Could be seen as mortgage fraud too.

Would need to avoid fraud and adverse selection, which are key issues, but solvable if priced correctly over a large enough customer set.Anyone know if a 3rd party or insurance company offers anything like this?