Most lenders are not 100% nationwide and many will only lend in major metro areas.

You can try this webpage @Jack D Falknerhttps://datastore.netronline.com/It's nationwide as well..

The point of the security deposit is to cover any damages to the unit or cover any outstanding balances at move out. 

That's outstanding!

Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Roth 401k Unlike a Roth IRA, withdrawals from a Roth 401k account must take a pro-rata share of basis and gain (i.e. you can't just take out the basis) and any non-qualifed Roth 401k distribution will subject the gain to taxes and possibly penalties.While matching contributions are certainly pre-tax, if the plan allows for in-plan Roth conversions such amounts could be converted to a Roth sub-account which would be both taxable and reportable on a 1099-R.

After paying on the note for a year the outstanding mortgage is 70k. 

Stating "I have recently been hired to clear up outstanding balances and take to court any past tenants not willing to cooperate." 

Ask for a current tenant ledger, outstanding a/r report, and a receipt transaction report for filtering only the tenants.If it looks like the reports are produced by a bad template on an excel sheet, I would be wary.

We have owners not only nation wide but also globally ranging as far as Ireland, England and Australia.

Here is what I don't like about DIL: the property is transferred back to you with any new outstanding liens.