You can't exercise the due on sale clause against a surviving joint tenant.

Just don't borrow that money to have it sitting in your account - it's has to be exercised or it's just a waste.Ultimately and obviously, whatever you do and whatever strategy you're using, you must overestimate ALL expenses, and underestimate income, and then you need to still be clearing a decent cash flow.

Granted not every tenant is like the other but, I have to exercise prudence and use wisdom to avert and mitigate any possible snafus.So, when renting to anyone I am very frank, not crass or rude, I am firm and what I perceive to be fair and when i'm not my property manger helps me.

You could play right into their hands, as they may call it a retaliatory eviction because they exercised their rights. 

Other than outliers like Penfed that use NextGen or lenders that use auto-enhanced or bank card-enhanced the other variants are academia and trivial pursuit questions.That answer is wrong, by the way, but I'll leave finding the CORRECT answer as an exercise for you. 

This has been a thought exercise for me, for sure. 

@Jared BendettaThis is a good exercise in fact finding.  

Exercise a contractual or statutory lien; E.

Landlords have the right to exercise their rights, too.  

If you want an interesting exercise about people's cars.