I have a few business cards from people I have never used that I can send you, but until then reach out to @Mary Beth Groze.She owns a handyman business and can probably take care of anything you need.

the IRS allows and accounting rules allow you to deduct many things beyond the actual cash expense of the business that might make your "net income," look less favorable and adding these back (if applicable) can increase your ability to show more qualifying income.You could also get your books reconciled for 2016 up to date so that when the earliest date to file in 2017 (usually late feb beginng Mar) is and you can file your personal and business returns for 2016.

> My aim is for the other 3 tenants to being paying most of the mortgage down, I do not expect to cash flow, but I’ll hopefully be living close to rent free.Yes, if you have not heard the interview with Mary from a month or two ago... she is crushing it getting roommates and doing that very thing.

@Mary Shea, this makes no sense.

Kudos,Mary

The blood is definitely in your eyes, in attack mode and for all good reason.

My coin.Kudos,Mary

Marie Poe has properly identified the issues.

~Look to other investors to bring a cash buyer to your deal in return for a percentage of the yield~Always have one if not two cash buyers on reserve~PML/HML is an option~Find a relative to be an equity partner (sounds better than can I borrow $20grand) Depending on the condition of the property and the numbers you can:~ See if the seller will carry a note / be the bank and accept monthly payments~If lease/option is doable that may be another possible strategyKudos,Mary

@Mary JayI hope you're not exaggerating, that you don't even have a thousand dollars.