There is a tenant on the 2nd floor that participates in a social services program which covers a large portion of their rent.

@Hannah Costello...keep in mind with the bank statement programs, usually you'll still need proof that you've been self-employed for a certain amount of time. 

I have been though many struggles as well but the point is that there was a loan program that helped me get a leg up in real estate and  changing the direction of my  life.Its not where you have been but where you are headed that guides your choices  today.

Biweekly is a program designed for people that do not know how to manage their finances by tricking them into making an extra mortgage payment every year.That $40K "savings" she is looking at is from an amortization table. 

I was wondering if there is a program out there that can scan an incoming email and auto reply an answer.

Most companies have a limit of what they're able to offer.Some companies have a commercial type of policy they can move the policies to, but not all.There are companies who have a strong appetite for investors and there are also specific rental property programs available.  

With so many vacation rentals near the Orlando area that got slaughtered by Covid-19 it will be interesting to see what happens as mortgage forbearance programs run their course and stimulus checks stop subsidizing the economy. 

With a broker not only is time saved because you didn’t have to go lender by lender but rather just one person and the broker already has a point of contact with the lender and understands they’re underwriting process and programs, you also get a non bias opinion given they don’t work directly with the lender.

I run several fairly large small businesses and I don't use one canned software program.

@Valerie Post ah gotcha, 25-30% down for LLC vesting on asset-based lending  programs