Best of luck to you@Joe SplitrockI will be very specific in the future to avoid this issue.

This team should be composed of at least a financial advisor, CPA, investment real estate broker ADVISOR (not just joe-blow broker) and trusted personal banker.

Selling is a great option, but I'm hesitant because it continues to appreciate... and if I'm honest @Joe Villeneuve has me dead to rights, it was my first home, and we wanted to keep it.

I am especially interested in any insight into getting in touch with good contractors or investors that would be willing to swap hard labor, passion and any other value I can give them for on the job training in these areas.

@Joe Splitrock I agree with you, I feel as if I’m paying for your bad behavior.

@Joe Homs so grateful.

Thank you @Joe Bertolino and @Sergey Tkachev, the property has been sold but I will keep keep you in mind for next time.

Consequently, I will have to pay for the labor twice to make their liens go away.

All same benefits and everything BUT you can renovate the property and whatever the cost of labor, material, the whole nine yards, the va will just tack that ontop of your mortgage.

I would recommend turn key subs for all the work and not hiring in house labor.